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Holding·last review12 May 2026

Under the BNC micro regime, AI-tool subscriptions are not separately deductible because the 34% abattement forfaitaire is fixed; therefore the decision to add AI tooling above ~50 k€ CA is not a tax question but a velocity-to-ceiling question — at the 77 700 € threshold the right move is to forecast the régime réel crossover before adding tooling, not after.

Holding on the structural deductibility analysis (BOFiP BOI-BNC-DECLA-10-70 unchanged). TVA franchise threshold (36 800 € for services) and micro-BNC ceiling (77 700 €) current as of impots.gouv.fr and service-public.fr for 2026. Monitor PLF 2027 (autumn 2026) for ceiling revisions.

Published
12 May 2026
Last reviewed
12 May 2026
Next review
+26d· 26 Jun 2026
Cohort
French micro-entrepreneur BNC (prestataires de services), 25-75 k€ CA
Cadence
45-day
Sibling claim
OPS-062UK sole-trader AI stack: deductible under HMRC wholly-and-exclusively test
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The claim: Under the BNC micro regime, AI-tool subscriptions are not separately deductible because the 34% abattement forfaitaire is fixed; therefore the decision to add AI tooling above ~50 k€ CA is not a tax question but a velocity-to-ceiling question — at the 77 700 € threshold the right move is to forecast the régime réel crossover before adding tooling, not after.

About this register

The Operators register tracks claims published from practitioner-advisory pieces addressed to solo founders, micro-SMB, and small businesses up to around fifty people. Claims are reviewed on a 30–45 day cadence — tooling and SMB-relevant pricing shift faster than enterprise procurement signals.

Recent corrections in Operators

  • OPS-002 · Partial · 28 May 2026

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  • OPS-036 · Partial · 29 Apr 2026

    Initial publication 29 Apr 2026. Status set to Partial at publication because clause 6 commentary references an order-of-magnitude remediation-cost gap derived from the IAPP 2024 AI Governance Profession Report; the report characterises the gap as material but does not publish a precise multiple, so the wording is annotated source: our-estimate.

  • OPS-035 · Holding · 29 Apr 2026

    Initial publication 29 Apr 2026. Status set to Partial at publication because category 5 lacks the same regulatory/cited-consequence anchor as categories 1-4.

Reviews coming up in Operators

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    For a UK sole trader, Claude Pro and ChatGPT Plus subscriptions are allowable expenses under HMRC's wholly-and-exclusiv…

  • OPS-065 · Holding · next +11d (11 Jun 2026)

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  • OPS-064 · Holding · next +11d (11 Jun 2026)

    For a freelance translator below 0.10 €/word, accepting MTPE rates at agency-standard 40–60% of full rate is rational o…